An Insider's Guide to Refinancing Your Mortgage
For many homeowners, refinancing a mortgage can save them significant money, considerably reducing their monthly payments. It can also give them breathing space to pay off debts or allow them to make other investments, pay for college, or finance home improvements. An Insideras Guide to Refinancing Your Mortgage is dedicated to an often-misunderstood aspect of mortgage lending: refinancing a mortgage loan. Readers will learn why to refinance, when to finance, as well as how to find the best lender, loan officer, and rate. Mortgage expert David Reed takes readers step bystep through the refinance process and shows them how to evaluate their current loan program and compare it with other options. By following Reedas invaluable advice, homeowners will learn: when a refinance is right for them ac how to lock in the absolute lowest rate at the lowest cost ac how the mortgage process works from the inside ac how loan officers get paid ac how to identify and avoid predatory lenders ac how to negotiate closing costs An Insideras Guide to Refinancing Your Mortgage will save readers money and heartache when negotiating a loan.Fannie Mae, see Federal National Mortgage Association Farmers Home Administration (FmHA), 186 FCRA (Fair Credit Reporting Act), 186 Federal Funds Rate (Fed ... credit reports, 104, 183 credit repository, 183 credit score, 183a184 credit standards, 2a3 credit unions, 64, 69 creditworthiness, 62, 63, 84, 86, 125 debt consolidation, 184, see also cash-out refinancing debt ratio, 184 decision factor(s), anbsp;...
| Title | : | An Insider's Guide to Refinancing Your Mortgage |
| Author | : | David Reed |
| Publisher | : | AMACOM Div American Mgmt Assn - 2008-09-15 |
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